Why is it beneficial to take out insurance for your dog?

-

 Our health insurance helps us cover our expenses related to care and medication. The one applied to our pets does the same. Whether it is regular veterinary procedures or interventions made necessary by emergency situations, having insurance to cover these costs can considerably reduce the budget allocated to your dog. More than one reason can motivate the use of health insurance for your pet.

What is pet insurance?

Pet insurance allows you to benefit from full or partial reimbursement of costs incurred in the health of your pet. The operation of dog health insurance is similar to that of a traditional mutual insurance company.

Here are the main steps:

  1. The dog's owner takes the dog to the veterinarian for a routine consultation, illness, or emergency. Once the examination and any care are complete, the practitioner provides the owner with the prescriptions and the completed and signed treatment sheet. The owner pays for the consultation and medication.
  2. The owner then sends all these documents (treatment sheet, prescriptions, and proof of purchase of medication) to the insurer, who studies the file.
  3. The animal's owner then receives the reimbursement.

There are different types of plans, depending on the level of protection and coverage desired. Dog or cat insurance can cover only accident-related expenses or also cover illnesses or even vaccines and antiparasitic treatments.

There are a variety of aspects to consider when choosing your pet insurance. Is there an age limit? Can sterilization costs be covered? Is the animal covered when staying abroad? How available is the insurer in case of a problem or need for information (agencies, telephone assistance, etc.)?

Because the dog is not safe from an accident

No matter how much you care for your dog and make sure it lives in the safest and healthiest environment possible, it is never completely safe from accidents. The hazards of life affecting our four-legged friends are not only difficult trials to live through but also cause significant expenses.

If he is hit by a car, for example, an X-ray is essential to assess the nature and severity of the injuries. The average price for an X-ray is around 40 euros.

Then comes the actual treatment. The cost of an operation for a fracture can exceed a thousand euros, but the amount can easily increase depending on the complexity of the injury and the means implemented during the operation.

Hospitalizing the animal also increases the bill. The costs vary greatly depending on the clinic, ranging from around ten euros to more than 80 euros/day.

Taking advantage of refunds in these cases is a real breath of fresh air.

 

Because monitoring your health is essential but expensive.

Knowing that your dog is happy and healthy is obviously priceless. However, in reality, it still represents a cost that can easily weigh heavily on the family budget.

Veterinary monitoring of the animal is essential, and this throughout its life. This includes annual visits. The practitioner can thus ensure that the dog is doing well after a general examination.

These regular consultations also allow him to detect early any problems or illnesses, such as lumps. He can thus act quickly and ensure that the chances of recovery are optimal for the animal.

These visits and routine care are not free. The average fee for a veterinary consultation is 30 euros. At a specialist (a behaviorist, for example), it is around 90 euros. The practitioner can request laboratory analyses, which are generally billed between 50 and 100 euros.

Here again, pet insurance allows you to control your veterinary expenses.

 

Because pet insurance covers other aspects of the dog's life

Pet insurance provides valuable support in other circumstances of the dog's life.

Some insurers offer related services such as providing an advisor in the event of loss of the animal; advice is then provided on the organizations to contact and the best practices to apply during the search.

You can also opt for a “death benefit,"  which you can benefit from in various ways if the dog were to die: pay for the funeral, adopt another animal, etc.

Popular posts from this blog

Karelian Bear Dog: character, education, health, price

-
Image
The Karelian Bear Dog is a medium-sized canine. It belongs to the Spitz hunting dog family. It is a very pleasant dog that finds its place in families. It is robust and very balanced. The Karelian bearbear dogdogdog has a strong character. It must be educated from a young age. It is a dog that deserves to be recognized. That's why we're going to tell you everything about it! The origins of the Karelian Bear Dog The Karelian Bear Dog is said to be a descendant of the Komi, also called the Zyrian dog. Its other name is the Karjalankarhukoira. The Karelian Bear Dog belongs to: to group no. 5, namely Spitz and primitive type dogs, in Section No. 2, which groups together Nordic dogs. The Karelian Bear Dog originates from the regions of Karelia-Ladoga, Olonez, and Russian Karelia. They are all on the border between Finland and Russia. Although the breed was officially recognized in 1946, the first breeding operations were established in the 1930s. In Finland, the Karelian bear...
Read more

15 things not to do with your dog!

-
Image
They call them "a man's best friend", but the reverse is not always true. Sometimes, men do not behave like a dog's best friend! This is often due to a lack of knowledge of the animal's needs, a lack of control over their emotions, or bad advice passed down from generation to generation. Certain mistakes can harm the dog's physical and mental health, relationship quality, or hygiene. Discover 15 things not to do with your dog . 3 Things Not to Do When Choosing Your Dog When you decide to adopt an animal, you have to ask yourself the right questions.  You don't choose a dog based on its physical appearance, but on your own ability to meet its needs and live together in harmony. 1: Choosing a breed incompatible with your lifestyle Each breed has been selected for specific qualities. So, if you choose a Nordic dog that needs exercise when you are not sporty at heart, you risk offering them unsuitable living conditions. They will not do enough sports, and...
Read more

Common Causes of Hair Loss in Dogs: Should You Be Concerned?

-
Image
  Knowing how to spot excessive hair loss Alopecia is the scientific term for "hair loss" and is used when the loss is localized. When it is diffuse, it is called hypotrichosis. These symptoms may result from a pathological phenomenon. While it is indeed normal for your dog to lose its hair throughout the year, it is nevertheless important to know when it becomes excessive. So, as soon as you notice hair loss on certain areas of the body, excessive scratching or licking, for example, with the possible presence of redness, scabs, scales, etc., make an appointment with your treating veterinarian or a veterinarian specializing in dermatology to find the cause of the alopecia and put in place the most appropriate treatment. In fact, we can classify different major causes of hair loss into different categories: Infectious causes. Self-inflicted hair loss due to pruritus (during atopic dermatitis or during parasitism). Dysimmune diseases (rare diseases, such as sebaceous ade...
Read more